Set Up Your Farm Business Right (Before You Need To)
A few years into farming I realized something that nobody had told me.
A neighbor had a friend trip and fall ... and now that "friend" was sueing them.
If someone got hurt on my property during a pickup - a customer tripping on uneven ground, a kid getting too close to an animal - I wasn't just dealing with a bad day. I was dealing with a lawsuit filed against me personally. My house. My land. Everything.
That's what operating as a sole proprietor means. Your farm and your personal assets are legally the same thing. There's no wall between them.
The fix isn't complicated. An LLC, the right farm insurance, and a separate bank account. In Virginia my LLC cost $50 and took about 20 minutes online. I've renewed it every year since for the same $50.
I'm not a lawyer or a CPA. Everything I know about this came from figuring it out myself and talking to the right people. Which is exactly why I made this the topic of Module 4 of The Part-Time Farmer Playbook — because it's the kind of thing most farmers skip until they can't anymore.
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